Terms and Conditions

Last updated: 6/23/2025

Welcome to CompoundCalc

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement.

1. General Use

This website and its compound interest calculators are provided for informational and educational purposes only. The tools and content are designed to help users understand financial concepts and perform basic calculations.

  • No Financial Advice: We do not provide financial, investment, tax, or legal advice
  • Educational Tool: Our calculators are learning tools, not professional financial planning instruments
  • Personal Responsibility: Users are responsible for their own financial decisions
  • Professional Consultation: Always consult qualified financial advisors before making investment decisions

2. Accuracy of Information

While we make every effort to ensure the accuracy of our calculators and information:

  • No Guarantees: We do not guarantee the accuracy, completeness, or reliability of any calculator results
  • Market Variables: Actual investment returns may vary significantly due to market conditions, fees, taxes, and other factors
  • Estimates Only: All calculations provide estimates based on the inputs provided
  • Regular Updates: We strive to keep our calculators updated but cannot guarantee real-time accuracy

3. Liability Limitations

Important: The website owner is not liable for any actions taken based on information from this site.

CompoundCalc and its operators shall not be held liable for:

  • Any financial losses resulting from use of our calculators
  • Investment decisions made based on our tools or content
  • Errors or omissions in calculations or information
  • Technical issues or website downtime
  • Third-party content or external links

4. Intellectual Property

All content, calculators, design, and branding on this website are the exclusive property of CompoundCalc:

  • Copyright Protection: All original content is protected by copyright law
  • Trademark Rights: CompoundCalc name and logo are our trademarks
  • No Reproduction: Content may not be reproduced, distributed, or transmitted without written permission
  • Fair Use: Limited use for personal, non-commercial purposes is permitted
  • Attribution Required: Any permitted use must include proper attribution

5. External Links & Affiliate Disclosure

Transparency Notice: Some links on our site may be affiliate links.

Our affiliate relationship disclosure:

  • Affiliate Links: Some external links may be affiliate links that earn us a commission
  • No Extra Cost: Affiliate links do not increase costs for users
  • Editorial Independence: Affiliate relationships do not influence our calculator results or educational content
  • Recommendation Standards: We only recommend products and services we believe may benefit our users
  • Clear Disclosure: Affiliate links are clearly marked where they appear

6. Privacy & Cookies

Your privacy is important to us. Please review our separate policies:

  • Privacy Policy: Details how we collect, use, and protect your personal information
  • Cookie Policy: Explains our use of cookies and similar tracking technologies
  • Data Protection: We comply with GDPR, CCPA, and other applicable privacy laws
  • User Rights: You have rights regarding your personal data as outlined in our Privacy Policy

7. User Conduct

When using our website, you agree to:

  • Use the site for lawful purposes only
  • Not attempt to harm or disrupt our services
  • Not reproduce or distribute our content without permission
  • Respect the intellectual property rights of others
  • Provide accurate information when using our calculators

8. Modifications to Terms

We reserve the right to modify these terms at any time:

  • Updates: Terms may be updated to reflect changes in our services or legal requirements
  • Notification: Significant changes will be posted on this page with an updated date
  • Continued Use: Continued use of the site after changes constitutes acceptance of new terms
  • Review Regularly: Users should review these terms periodically

9. Governing Law

These terms and conditions are governed by and construed in accordance with applicable laws. Any disputes arising from the use of this website will be subject to the exclusive jurisdiction of the appropriate courts.

10. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

Email: legal@compoundcalc.com

Website: www.compoundcalc.com

Response Time: We aim to respond to all inquiries within 48 hours

By using CompoundCalc, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.